National Cover (for Spain)

National cover will entitle you to use private hospitals and see doctors in Spain with no limits.

There are 2 options outlined below when looking at which type of national cover.

OPTION 1: NATIONAL COVERAGE WITH AN EXCESS (CO-PAYMENT)

  • Co-payment is where the insured person pays towards the consultation or medical operation.
  • Ideal option to keep the cost of the insurance down.

 

OPTION 2: NATIONAL COVERAGE WITH NO EXCESS:

  • The difference from co payment cover is there is NO EXCESS, meaning you never pay towards any service, it is 100% cover.
  • In both options there is a standard cover abroad for emergencies. This is usually 12,000 euros of cover internationally.
  • We always advise clients to take out a Travel Insurance to supplement the national cover, meaning you a 100% covered in Spain and 100% covered abroad (the holiday abroad must be not longer than 60 days).

National cover is available if you are living in Spain 6 months a year or are living in Spain regularly throughout the year.

 

Choosing a Company

Once you have decided that you need International coverage as opposed to Spain only cover, the next step is to look at which company is best suited to your needs

LIST OF COMPANIES

Get a quote

 

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