National Cover (for Spain)
With National cover, you will be entitled to use private hospitals and see doctors etc, in Spain with no limits. There are 2 options outlined below when looking at which type of national cover.
National cover is available if you are living in Spain 6 months a year or are living in Spain regularly throughout the year.
OPTION 1: NATIONAL COVERAGE - WITH EXCESS -(CO-PAYMENT)
- Co-payment is where the insured person pays towards the consultation or medical operation.
This option is worth thinking about if you have never had an operation and need medical insurance for a back up for the worst case scenario.
OPTION 2: NATIONAL COVERAGE- NO EXCESS:
- The difference from co payment cover is there is NO EXCESS, meaning you never pay towards any service, it is 100% included.
In both options there is a standard cover abroad for emergencies. This is usually 12000 euros of cover internationally. We always advise clients to take out a Travel Insurance to supplement the national cover, mea- ning you a 100% covered in Spain and 100% covered abroad (the holi- day abroad must be not longer than 60 days).