At DKV Seguros, offer all the advantages of private health care to guarantee your peace of mind in any area related to health. They are specialists in health, committed to people and are ranked among the top insurance groups in Europe and Spain.

DKV’s customer-oriented business policy guarantees security and excellent quality in its services. They offer personalised health solutions for customers in 30 countries from Europe and Asia and has more than 40,000 employees servicing their 7 million customers in Europe.

Standard Health cover Included

  • Diagnostic test
  • Hospitalization and unlimited treatment - option for an Excess
  • Consultations and General Medicine
  • Ambulance cover and 24 hr call out
  • Emergency cover outside Spain
  • Worldwide options available

The brokers fee we charge is within the standard price: Benefit you get is we work on your behalf

Below are the 3 Health Insurance Options of Cover

DKV – Spain only cover

DKV health insurance have 4 levels of co payment which can also be called excess levels. Having a co payment with DKV means you can reduce the premium by a much as half. The excess can also be capped at a level which one of our team can explain. The level of excess will depend on how often you will use the policy.

The more attractive option is having no co payment and DKV are competitively priced and accepted widely, making them a very solid option for your health insurance provider in Spain.

DKV – Worldwide cover

DKV's world wide options are very adaptable depending on your needs. The level of cover will depend on many aspects, such as if you need cover in few countries or if you travel outside Europe to Asia or the United States (USA).

DKV are Europe’s largest International Insurer and so have the resources and capabilities to provide excellent Worldwide Medical Insurance cover.

DKV Top Health – Worldwide cover

DKV has the most comprehensive policy in Spain with its Top Health option. Below are some of the unique selling points.

  • 100% refund of medical fees in Spain and abroad
  • 100% refund of vaccination costs (pneumococcus, rotavirus, and varicella)
  • 100% Reimbursement of pharmacy costs
  • Network of clinics in the USA
  • Unlimited transplants of all types
  • Prosthesesorthotics and implantology
  • Alternative therapies: Homeopathy, acupuncture, and massage
  • Spa after a stay in hospital
  • Dental service included
  • Assisted reproduction techniques
  • 24h medical helplines


  • Sally and Ben Nemenyi

    Ben y yo nos gustaría darles las gracias por todo su amable asistencia en los últimos 12 años al gestionar todas nuestras pólizas de seguro, hogar, viaje, médico, y el vehículo, de las cuales había 10 en el último recuento! Estamos encantados con haberles confiado nuestros seguros a ustedes y por el servicio rápido, agradable y eficiente. Nada es imposible para ustedes. Deseando que sigan teniendo éxito con su negocio esperamos seguir con ustedes durante muchos años más.

  • Roy and Karin Cooke

    My wife and I have been living on the Costa del Sol since 2006. We love our adopted country and are very grateful for all it offers for a healthy and a happy retirement. Settling-in takes time. One factor underpinning the feeling of security is insurance covering health, home and car. After a number of expensive and unsettling experiences we came across Bsure Insurance Brokers.

    All our policies now come under their umbrella underwritten by reputable international Insurance companies. Friendly and efficient, Bsure have provided the insurance covers we sought with the best cost-benefits and, most important, excellent customer service.

    Thank you Bsure Insurance Brokers

  • Adam & Angela

    We were recommended Bsure by friends when we moved to Spain in 2004, and have used them for Private Health, Car and Home insurance, and also Travel insurance ever since. Competitive prices and good service, would recommend them,& have done so to everybody.

  • Graeme Potter

    We have used Bsure for all our insurance policies - Car, Household and Private Medical for many years. They have proved to be competitively priced and always respond promptly when we have needed help.

  • Joanna Wilkie

    Bsure Insurance has been looking after all my family’s insurance needs for nearly 30 years now and we can thoroughly recommend them. Not only do Phillip and son David provide excellent service but also great advice based on their years of local knowledge and experience. Bsure offer very competitive insurance products and I consider our Medifiatc Private Health policy one of the best available in Spain. We even have the dog insured through them!

  • Eric Priestley

    Bsure have taken care of all my insurances for the past 12 years. During this time I have found them truly professional, independent and responsive. I have always felt they have been acting in my best interests when it came to advice and help.

  • Margaret & Chris W., Calahonda

    My wife and I have been with Bsure Insurance Brokers since their inception over 25 years ago. We utilise a range of services including Home, Car, Medical and Travel and have always received rapid assistance and first class service whenever needed. David Bloomfield is a very helpful, and entirely professional, a qualified broker who has always managed to provide us with quality cover upon request, and is highly recommended.

  • Fermin

    My experience with Bloomfield Insurance has been very positive. When I first contacted them for a medical policy, they answered with a customised service and very competitive price. Now I have over seven policies with them. I appreciate the strong client relationship they offer, and their continuous involvement in satisfying the client.

  • Ken

    I met Phil Bloomfield some 10 years ago when I moved to Spain. He first organised my car insurance, brilliant service. When I asked about Medical Insurance cover he recommended Medifiatc.I was on cover the very next day. Within a month I saw a specialist about my back and I had an op and Medfiatc covered the cost of everything. More recently, I saw a specialist cardiologist who put me into hospital the very next day for an op to fit a Pacemaker. Compliments of Medifiatc. Everything that Phil said was true but more so, I would say they are Brilliant.



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