Medifiatc are a Mutual and have been established in Spain since 1930.

Due to their long history in the industry they are highly respected and offer great cover and excellent rates. Medifiatc have been established since the 1930’s and have provided excellent cover at great value. Medifiatc is one of the largest mutual insurers in Spain and due to this 90% of premiums that they receive goes back out on medical care.

Standard Cover Included

Diagnostic test

Hospitalization and unlimited treatment

Consultations and General Medicine

Ambulance cover and 24 hr call out

 Emergency cover outside Spain

 

Key covers

  • Excellent rates
  • Unlimited cover in Spain
  • Large Discount for Families
  • Emergency cover abroad

Pida un presupuesto

 

Medifiatc – No excess

By having a Medifiatc policy with NO excess you are getting 100% cover and peace of mind that any eventuality will be covered and no funds will leave your account other than the monthly premium agreed to.

Medifiatc – Excess option

With the introduction of the excess on your policy it means that you pay the first amount on every claim.
We recommend an excess option if you are a young family or if you are in great health and do not regularly use the health policy. The great aspect of having an excess is that if in the future you want to upgrade cover and eliminate the excess this is possible.

Below are the 2 Options of Cover

The Medifiatc P15 (High Excess – Copayment)

This means that for example each time you see a specialist you will have to pay 10 euros (A full list of each excess we can email on request to you)
The great aspect of this type of cover is that although you are paying towards the service, by having this high excess, your premium will lower by 30% .
This saving over a period of a year can be very substantial, However the P15 excess when compared to the low P5 excess goes up for scans substantially and it is best if you have a detailed look at the excess sheet before choosing this option

The Medifiatc P5 (Low Excess – Copayment)

Each time you see a specialist you will have to pay 2 euros (A full list of each excess we can email on request to you). The great aspect of this type of cover is that although you are paying towards the service, by having this Low excess, your premium will lower by 20%.

This saving over a period of a year can be very substantial and so this excess is very much worth considering.

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